So far, web-based e-mail has emerged as a dominant application. 77% among 18-29 year-olds use it on a regular basis. Personal photos is a close second.
I am surprised, though, that gaming is not on the radar. It's not clear whether this is a gap in the study, or a sign of low demand. In general, my impression is that "cloud computing" is not about computing. Rather, the cloud plays the role of a convenient remote storage for "communicatable" information ( e-mail, photos, common files).
In addition to that, a clear trade trade-off between convenience and privacy shows up in the data.
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On the other hand, people do use online banking extensively, which means that privacy concerns are probably based on an unclear business model ( why there's free lunch in the cloud?), rather than a technology issue.
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